略谈消费信用贾力消费信用，被人们形象称为“金融超市。”它是相对于现金消费而言的，是近代发展起来的消费模式。它分为两大类：一是信用销售，包括分期付款（期销）和信用卡；二是消费信贷，主要指有抵押的和没有抵押的个人贷款。消费信用的优势表现在以下几方面：１．... Speaking briefly about consumer credit Jia Li’s consumer credit, it is called “financial supermarket.” It is relative to cash consumption and it is a consumption model developed in modern times. It is divided into two categories: First, credit sales, including installments (periods) and credit cards; and second, consumer credits, which mainly refer to secured and unsecured personal loans. The advantages of consumer credit are reflected in the following aspects: 1. ...