互联网金融正对各国经济和人们生活产生着战略性的积极影响。顺应世界“互联网+”发展趋势,充分发挥我国互联网的规模优势和应用优势,加快推动互联网金融发展,对于重塑金融创新体系、激发金融创新活力、培育金融新兴业态和增加公共服务模式,实现中国金融业提质、增效、升级,都具有非常重要的意义。党和国家对互联网金融行业发展高度重视。近两年全国两会在政府工作报告中,都郑重提出要“促进互联网金融健康发展”。同时,还对出台支持发展、完 Internet finance is having a strategically positive impact on the economies and people’s lives in all countries. We should give full play to the advantages of scale and application of the Internet in our country and speed up the development of the Internet finance. We will work hard to reshape the financial innovation system, stimulate the vitality of financial innovation, foster the new financial format and increase the public service model, It is of great significance to improve the quality, efficiency and upgrade of China’s financial industry. The party and the state attach great importance to the development of the Internet finance industry. In the past two years, the two sessions of the two governments in the government work report all solemnly proposed to “promote the healthy development of Internet finance.” At the same time, but also for the introduction of support for development, finished