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大力推行住房公积金制度,是国务院深化城镇住房制度改革,实施住房货币化分配所采取的一项重大举措。它有利于形成国家、集体、个人“三结合”的筹资机制,加快住房建设速度,促进住房分配体制的转变。但由于实行住房公积金制度是一项新事物,且实行时间不长,在思想认识、资金管理、使用等方面还存在一些不容忽视的问题,严重影响了住房公积金制度的实施和效能的发挥。因此,必须采取有力措施,克服困难和不足,促进住房公积金制度健康发展。一、目前推行住房公积金制度过程中存在的主要问题 1.归集手段较弱,实施面窄我国住房公积金制度首先在国家机关、事业单位、国有企业开展起来,后
The vigorous implementation of housing provident fund system is a significant move taken by the State Council to deepen the reform of urban housing system and to implement the monetization of housing. It is conducive to forming a fund-raising mechanism of state, collective and individual “triple combination”, accelerating the pace of housing construction and promoting the transformation of housing distribution system. However, due to the implementation of housing provident fund system is a new thing, and the implementation of the time is not long, there are still some issues that can not be ignored in the ideological understanding, fund management, use, seriously affecting the implementation of the housing accumulation fund system and performance. Therefore, we must take effective measures to overcome the difficulties and deficiencies and promote the healthy development of housing provident fund system. First, the current implementation of the housing provident fund system, the main problems in the process 1. Weak collection methods, implementation is narrow The first system of housing provident fund in the state organs, institutions, state-owned enterprises to carry out, after