我国近五年来扩大内需政策的连续实施，不仅城乡居民收入持续稳定增长，消费领域也大为拓宽，特别是住房、汽车等高价值商品成为普通消费者的消费对象，使消费结构开始升级。而２００１年底中国加入WTO，进口高档消费品关税下调，市场价格也日趋明朗，打消了持币待购者的顾虑， The continuous implementation of the policy of expanding domestic demand in the past five years has not only sustained and steady growth of incomes of urban and rural residents but also broadened the area of ​​consumption. In particular, high-value goods such as housing and automobiles have become the consumers of ordinary consumers and the consumption structure has started to escalate. By the end of 2001, China’s accession to the WTO, import tariffs on high-end consumer goods down, the market price has become increasingly clear, dispelled the concerns of holding money to be purchased,