我想谈谈我的观点,首先,我认为,人类社会的进步始于科技创新,成于金融创新。翻开人类社会的发展史我们可以看出,人类重大的时代变迁首先由科技创新引领,随之而来的就是金融创新,与之匹配并促其发展,这个规律千古不破。第一次工业革命始于瓦特对蒸汽机的改良,但促使蒸汽机走出实验室,应用于轮船、火车进而改变我们的世界,则源于有限责任公司、股份公司等现代企业形式和股市等金融创新的出现。同理,互联网金融的兴起,同样也是科技创新与金融创新结合的 I would like to talk about my point. First of all, I think the progress of human society started with technological innovation and became financial innovation. Open the history of the development of human society We can see that major human changes in the times led by science and technology innovation, followed by financial innovation, to match and promote its development, the law forever. The first industrial revolution began with Watts’ improvement of the steam engine, but prompted the steam engine out of the laboratory and its application to ships and trains to change our world. It originated from modern enterprise forms such as limited liability companies and joint stock companies and financial innovations such as the stock market appear. By the same token, the rise of Internet finance is also a combination of technological innovation and financial innovation