借贷必须合法出借人若明知对方借钱是为了赌博、走私、贩毒、诈骗等非法活动而借给别人属非法借贷，出借人不但得不到借权，反而要受到民事、行政制裁，甚至追究刑事责任。签订书面协议借贷协议应载明借款人姓名、住址，借款数额，出借、还款时间，利息计算及其他双方约定的合 Borrowers must be lawful Lenders who know each other to borrow money for gambling, smuggling, drug trafficking, fraud and other illegal activities to lend to others are illegal loans, lenders will not only be unable to borrow, but subject to civil and administrative sanctions, and even prosecuted for criminal responsibility. Signing a written agreement The loan agreement should include the borrower’s name, address, loan amount, loan, repayment time, interest calculation, and other agreed upon by both parties