一、日本银行经营金融商品概况第二次世界大战后,日本金融体系的基本特征表现为政府主导下的以间接金融为主、限制竞争为核心、产业金融为目标。在这一体制下日本长期实行长短期金融分离、银行业与信托、证券业分离的分业管制。在战后很长一段时间里,该体制成功完成了两个方面的目标:一是支持产业发展。“日本式金融制度是一种典型的产业金融,各项措施的设置本质上排斥市场对资金的调节作用,节约了通 I. Overview of the Operation of Financial Products by the Japanese Banks After the Second World War, the basic characteristics of the Japanese financial system are manifested in the government-led indirect financing and restriction of competition as the core and industrial finance as the target. Under this system, Japan has implemented long-term and long-term financial separation, separation of banking and trust and securities industry. For a long time after the war, the system successfully completed two objectives: First, to support industrial development. ”Japanese-style financial system is a typical industrial finance, the establishment of various measures essentially exclude the regulatory role of the market for funds, saving the pass