目前移动金融在经济欠发达地区仍处于推广阶段,推广中遇到应用环境不完善导致的“使用难”、安全教育不到位导致的“推广难”等问题,需要下一步采取切实可行的措施,努力加大移动金融的推广力度。移动金融是智能卡、移动通信、电子认证等信息科学技术与金融服务融合发展的产物,能够提供随时、随地、随身的金融服务,是丰富金融服务渠道、创新金融产品和服务方式、发展普惠金融 At present, mobile finance is still in the promotion stage in economically underdeveloped areas, such problems as “difficult to use” caused by the imperfect application environment in promotion and “promotion difficult” caused by lack of safety education need to be taken in the next step Feasible measures, efforts to increase the promotion of mobile finance. Mobile finance is a product of the integration of information science and technology and financial services such as smart card, mobile communication and electronic certification. It can provide anytime, anywhere and any portable financial services. It is enriched by channels of financial services, innovative financial products and services, and the development of inclusive finance