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2003年11月3日,湖南衡阳发生重大火灾,20名消防队员殉职。事后每个烈士家庭获得30万元保险金。事实说明,军人伤亡保险与商业保险结合可以有效提高保险力度。这种结合是军人社会保险国际发展的昭示,是中国国情所决定的。对军人伤亡保险和商业保险结合进行研究,有利于军人伤亡保险事业平稳、高效发展。
On November 3, 2003, a major fire broke out in Hengyang, Hunan, killing 20 firefighters. After each martyr family received 300000 yuan insurance. Facts show that the combination of military casualty insurance and commercial insurance can effectively improve the insurance. This combination is a clear indication of the international development of military social insurance and is determined by China’s national conditions. Researching on the combination of military casualty insurance and commercial insurance is conducive to the smooth and efficient development of military casualty insurance.