票据是指发票人依据票据法签发的、约定由自己或委托他人于见票时或者确定的日期,向持票人或受款人无条件支付一定金额的有价证券。广义的票据包括汇票、本票、支票、提单、仓单、保函等,狭义的票据专指票据法规定的票据。我国的票据法规定的票据种类为汇票、本票和支票。汇票是由出票人签发的,委托付款人在见票时或者在指定日期 Notes refers to the invoice issued by the instrument according to the promulgation of the agreement by their own or entrust others to see the vote or the date of determination, to the bearer or payee unconditionally pay a certain amount of securities. Generalized bills include bills of exchange, promissory notes, checks, bills of lading, warehouse receipts, letters of guarantee, narrow notes specifically refers to the instrument under the Notes law. The bill types stipulated in our country’s bill law are bills of exchange, promissory notes and checks. The bill of exchange is issued by the drawer, commissioned by the payer at the time of the vote or on the appointed date