10月份以来,至少已有4家P2P(个人网贷)公司爆发系统性风险,投资者的高收益化成为泡影,陷入本金都难以追回的困境。面对种种恶性事件,P2P行业的安全性再次被推到风口浪尖。作为网络中介服务的P2P商业模式,何时又为何会把业务与“兑付、偿付、挤兑”这样的词汇联系在一起?P2P行业目前的规模相对整体金融业来说很小,监管机构也还未将其纳入监管范围。但作为迅速成长起来的类金融服务行业,其业务规模今年有望超过1800亿元,增幅同比预计超 Since October, at least 4 P2P companies have been exposed to systemic risk. As a result, investors’ high yield has become a bubble and their capital is hard to recover. In the face of all kinds of vicious incidents, the security of P2P industry is once again pushed to the cusp. As a P2P intermediary service network business model, when and why the business will be “honored, reimbursed, run on” such a word together? P2P industry’s current size relative to the overall financial industry is very small, regulators also Not yet included in the scope of regulation. However, as a rapidly growing category of financial services industry, its business scale is expected to exceed 180 billion yuan this year, an increase over the same period is expected to exceed