论文部分内容阅读
随着经济的发展,中小企业发展迅速,所占的经济比重越来越大,为国民经济腾飞做出了巨大贡献。但随着发展也出现不少问题,本着扩大化和正规化的需要,中小企业需要不断通过信贷融资来获得发展资金。但由于其本身制度不完善,决策者管理能力较差,以及信贷歧视等因素制约,信贷融资困难已成为阻碍中小企业做大做强、持续发展的重大隐患,本文就中小企业信贷融资困难问题进行剖析,并提出相对应的对策。
With economic development, SMEs have developed rapidly and their share of the economy has been growing. They have made tremendous contributions to the national economic growth. However, with the development there have been many problems. In order to meet the needs of enlargement and formalization, SMEs need to continuously obtain financing for development through credit financing. However, due to its own system is not perfect, poor management ability of policymakers and credit discrimination and other factors, credit financing difficulties have become a major hurdle for SMEs to become bigger and stronger and sustainable development, this article on SME credit financing difficulties Analysis, and put forward the corresponding countermeasures.