保险差别定价的根据是按照不同的价格,直接把同种保险产品卖给不同的投保人:同一保险产品在不同时间、不同空间索取不同价格;针对不同的投保人群体、对保险产品做适应性调整、分别索取不同的价格。保险差别定价的关健,第一是市场细分、对投保 The basis for insurance differential pricing is that the same type of insurance products are directly sold to different policyholders at different prices: the same insurance products require different prices at different times and different spaces; and the insurance products are adapted to different types of insurance providers Adjustment, respectively, for a different price. The key difference between insurance pricing, the first is market segmentation, the insured