中央再三强调指出，要对国有中小企业采取多种形式放开搞活，但据经济界人士分析，目前 中小企业的发展还面临着“四道坎”：一、社会保障体系不健全和扶持政策不配套，如有的 企业职工离退休费没有进入社会保险统筹安排，有的企业没有建立职工医疗保险制度；二、 资金不足，设 Central authorities have repeatedly pointed out that various forms of state-owned SMEs should be liberalized and revitalized. However, according to the analysis conducted by economic circles, the current development of small and medium-sized enterprises still faces “four hurdles”: First, the social security system is not perfect and supportive policies are not implemented Supporting, if some employees do not enter the retirement pension social security arrangements, and some enterprises did not establish employee medical insurance system; Second, lack of funds, set up