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逆向选择是新型合作医疗的最致命弱点。所谓逆向选择,就是高疾病风险者具有较强的参保积极性,而低疾病风险者则不太愿意参
Adverse selection is the most deadly weakness of the new type of cooperative medical care. The so-called adverse selection is that people with high risk of disease have strong incentives to participate in the insurance, while those with low risk of disease are less willing to participate.