黑龙江省森工林区目前存在着医疗保险覆盖面窄、统筹层次低、筹资与保障水平低、未形成市场竞争环境和保险的满意度低等问题,分析了上述问题产生的政策、经济和社会原因,认为:现阶段将森工林区职工的医疗保险直接纳入到城镇社会保障体系或农村社会保障体系条件尚不成熟,目前亟等解决建立适合天保工程区居民的模式。 At present, there are some problems in Heilongjiang Forest Industrial Zone, such as narrow coverage of medical insurance, low level of overall coordination, low level of financing and guarantee, lack of market competition environment and low satisfaction degree of insurance. The policy, economic and social reasons for the above problems are analyzed That: At present, it is immature to directly incorporate the medical insurance for the workers and staff members in the forest area into the urban social security system or the rural social security system. At present, it is urgent to solve the problem of setting up a model suitable for residents in the natural forest protection area.