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汽车消费贷款保证保险,是一种以借款合同所确定的贷款本息为标的.投保人(即义务人或借款人)根据被保险人(即权利人或提供汽车消费贷款的银行)的要求,请求保险人担保自己信用的一种保险。近几年该项业务在我国南方的一些城市,很大程度上解决了汽车消费信贷业务发展的瓶颈,有效的推动了国内汽车消费市场的发展。2000年无锡人保承保车辆3380辆,
Car loan guarantee insurance is a kind of borrowing and lending principal and interest as the subject of the loan contract.Insurance (ie the obligor or borrower) according to the insured person (ie, the right to provide loans or consumer loans of banks) request, the request The insurer guarantees an insurance of his credit. In recent years, this business in some cities in southern China has largely solved the bottleneck of the development of automobile consumer credit business and effectively promoted the development of the domestic automobile consumer market. In 2000, Wuxi PICC insured 3380 vehicles,