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近年来,随着社会主义市场经济的发展,我国乡镇企业也得到了较快发展,但同时乡镇企业在财务管理上也暴露出诸多问题,制约了其进一步发展。笔者认为,这些问题可以归纳如下:1、资金筹集困难,运营质量偏低。银行等金融机构为防范金融风险,通常不愿贷款给规模小、偿债能力不强的中小乡镇企业,因而许多乡镇企业筹资时在取得少量银行贷款的基础上,
In recent years, with the development of the socialist market economy, the township enterprises in our country have also witnessed a rapid development. However, at the same time, the township enterprises have also exposed many problems in their financial management and restricted their further development. The author believes that these issues can be summarized as follows: 1, fund-raising difficulties, low quality of operations. In order to prevent financial risks, banks and other financial institutions are generally reluctant to lend to small and medium-sized township and village enterprises that are small in size and weak in solvency. Therefore, on the basis of obtaining a small amount of bank loans during the fund-raising of many township and village enterprises,