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近日,厦门建行取消了一直就被认为属于霸王条款之一的纯自营性个人房贷强制抵押房产保险。1989年,建行开始办理自营性个人房贷强制抵押房产保险,共发放200多亿元,客户十几万。虽然建行在这块业务上可收取一定的手续费,但在实际运作中,个人房产发生保险事故的情况很少,为体现自愿、平等的原则,顺应市场要求,减轻购房消费者的住房负担,同时也简化住房贷款的手续,建行决定率先推出该举措。取消纯自营性个
Recently, Xiamen Construction Bank canceled the mortgage insurance has been mandatory for real self-employed individuals who have been considered one of the overlord terms. In 1989, CCB started to conduct self-operated personal mortgage compulsory mortgage property insurance, issued a total of more than 200 billion yuan, hundreds of thousands of customers. Although CCB can charge a certain fee for this business, in actual operation, there are few cases of insurance accidents occurring in individual real estate. In order to reflect the principle of voluntariness and equality and comply with market requirements, it is necessary to reduce the housing burden on homebuyers, At the same time, it also simplified the procedures for housing loans and CCB decided to take the lead in introducing this measure. Cancel pure self-employed one