论文部分内容阅读
保险市场与资本市场的对接不只是保险资金购买证券投资基金而已 ,而包括资产方对接、负债方对接及资本方对接。对接所引发的制度变迁将引致金融业制度创新系统反应 ,致使货币市场与资本市场的部分连接 ,对接也将从比例、渠道及效率等多方面极大地提高社会资金运作效益并降低系统风险 ,同时还将提高保险市场和资本市场本身的深度和广度。另外 ,在国民经济方面 ,一是可引导储蓄向保险、保险向投资转化 ,二是可推动保险市场和资本市场自身的快速发展 ,从而加速保险市场发展速度 ,加快资本市场筹资投资的步伐
The insurance market and the capital market docking is not just the insurance funds to buy securities investment funds only, but including the assets of the butt, the butting of the debt and docking of the capital side. The institutional changes triggered by the docking will lead to the systematic reaction of the financial industry system innovation, resulting in the partial connection between the money market and the capital market. Docking will also greatly improve the operational efficiency of social capital and reduce systemic risk in many aspects such as proportion, channel and efficiency, and meanwhile, It will also enhance the depth and breadth of insurance markets and capital markets themselves. In addition, in the aspect of the national economy, one can guide the conversion of savings to insurance and insurance to the investment. The other is to promote the rapid development of the insurance market and the capital market so as to speed up the development of the insurance market and speed up the investment in capital markets