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长沙属亚热带季风气候,水患频繁,洪灾赔款占中保财险长沙分公司历年财险赔款的50％以上。去年以来,公司总结多年防汛救灾的经验教训,针对不同保户的特点,保险财产的性质、类别,创造性地运用“疏、挡、垫、改、转、拆、封、抽”八字法防汛,取得十分明显的效果。1998年6至7月,长沙遭受1954年型特大洪水灾害,全市漫溃大小堤垸30个,受灾人口150.6万人,直接经济损失达78.5亿元,为历史上损失最大的一次,但保险赔款可控制在1200万元以内,比1993、1994、1997年的洪水、暴雨灾害损失明显减少。
Changsha is a subtropical monsoon climate, flooding frequent flooding claims accounted for over 50% of PICC Property and Casualty Changsha branch over the past years. Since last year, the company has summed up many years’ experiences and lessons in flood control and disaster relief. According to the characteristics of different policyholders and the nature and categories of insurance property, the Company creatively applied flood control, flood control, Obtain a very significant effect. From June to July 1998, Changsha suffered a catastrophic flood disaster in 1954. The city suffered 30 flood embankments and embankments, with a population of 1.560 million and a direct economic loss of 7.85 billion yuan, the largest loss in history. However, the insurance claims Can be controlled within 12 million yuan, compared with 1993, 1994, 1997 floods, rainstorm losses significantly reduced.