几乎所有国有商业银行对中小企业贷款时都会持“保留”态度,如果申请贷款的是民营企业,还会在“保留”基础上再“保留”,如此,“惜货”不仅长期制约了中小企业,尤其是民营企业发展,其实也使其自身受到严重挑战。 1999年2月17日,仅有七年成长历程的侨兴集团在美国纳斯达克全国证券市场上市成功,消息传来,侨兴电话不仅市场份额大增,更有趣的是,在随后的几个月里,该公司顺利与几家国有商业银行达成协议,获得了近三亿元的巨额授信额 Almost all state-owned commercial banks will hold a “reserved” attitude toward SME loans. If they apply for a loan, they will also “retain” on the basis of “reservation.” Thus, “pity for goods” has not only long-term constraints on small and medium-sized enterprises In particular, the development of private-owned enterprises actually puts itself seriously challenged. On February 17, 1999, Qiao Xing Group, which has only a seven-year growth history, was listed on the NASDAQ National Stock Market successfully. The news came that Qiao Xing Telephone not only increased its market share significantly, but more interestingly, In a few months, the company smoothly reached an agreement with several state-owned commercial banks and obtained a huge credit of nearly 300 million yuan