一、巨大的就业压力是大学生国家助学贷款个人信用不良的客观原因高校自1999年大幅度扩招后的第一届毕业生在2003年毕业,2003年开始了第一个毕业生高峰年,也是就业高压年,就业难现象成为高校扩招后社会一个热点关注问题,一部分高校学生毕业即失业的情况也延续至今。 First, the huge employment pressure is an objective reason for the poor student credit status of student loans in China University graduates enrollment in 1999 after a substantial graduation in 2003 graduated in 2003, began the first peak year of graduates, but also Employment years of high pressure, the phenomenon of employment has become a public concern after expanding enrollment of colleges and universities, part of college graduates that is unemployed also continues today.