不良债权,是指企业的资金、商品、技术等借与或租借到其他公司企业后,权益无法收回或收回少量而形成的法律关系。我国大部分不良债权来源于银行金融机构和国企,并被剥离到信达、长城、华融、东方等国有性质的资产管理(经营)公司,由后者负责处置。 A bad debt refers to the legal relationship formed when an enterprise’s capital, goods, technology, etc. are lent or lent to other companies and enterprises, and the rights and interests can not be recovered or recovered. Most of China’s non-performing loans come from bank financial institutions and state-owned enterprises and are divested to state-owned assets management (management) companies such as Cinda, Great Wall, Huarong and Orient, which are responsible for the disposal.