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小微企业所获得的金融服务水平还没有与其在社会经济发展中的作用相匹配,小微企业融资难问题仍然较为突出,银行业应加快流程再造与金融创新据统计,目前国内小微企业的工业总产值、销售收入、实现利税分别占国民经济总量的60%、57%和40%,同时提供了75%的城镇就业机会,小微企业在促进经济增长、扩大就业、技术创新等方面发挥了越来越大的推进作用。近年来,小微企业融资渠道大大拓宽,融资需求满足度也明显
The level of financial services received by small and micro enterprises has not yet matched their role in social and economic development. The financing difficulties of small and micro enterprises are still outstanding. The banking industry should speed up process reengineering and financial innovation. According to statistics, the current domestic small and micro enterprises The gross value of industrial output, sales revenue and realized profits and taxes account for 60%, 57% and 40% of the total national economy respectively, while providing 75% of urban employment opportunities. The small and micro-enterprises in promoting economic growth, employment expansion and technological innovation Played an increasing role in promoting. In recent years, financing channels for small and micro enterprises have been greatly broadened, and the demand for financing has also been significantly satisfied