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自2007年国内第一家P2P平台上线以来,网贷行业已经走过将近10个年头,而行业盈利状况一直是个谜,很多平台官网信息披露板块会定期公布运营数据,但从来不披露盈利和不良资产率等关键信息。网贷平台盈利的实际情况究竟如何呢?据笔者粗略统计,行业内真正具备可持续盈利能力的平台可能不超过1%。那么问题来了,平台盈利难的瓶颈在哪里?在不盈利的平台投资理财有没有安
Since the first domestic P2P platform was launched in 2007, the net loan industry has been going through nearly 10 years. However, the profitability of the industry has always been a mystery. Many platform official website information disclosure sections regularly publish operational data, but never disclose profit or bad Asset rate and other key information. How exactly is the net loan platform profit? According to the author’s rough statistics, the platform in the industry that truly possesses sustainable profitability may not exceed 1%. So the question is, the bottleneck of the platform profit difficult where? In the non-profit platform, there is no security investment