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中国人民银行决定,自2006年8月19日起上调金融机构人民币存贷款基准利率。可以说,这次央行加息,尽管其目的是为了化解国内固定资产投资增长过快、货币信贷增长偏快、房地产价格上涨过快等方面突出矛盾和问题,但实际上,房地产市场的投资仍然是在持续几年快速增长基础上快速增长的行业,其投资增长带动了其他行业的投资增长。尽管个人住房消费信贷余额到6月底上升至2．1万亿元,比上年同期下降9．7％,但上半年完成房地产开发投资达7694亿元,同比增长24．2％,在资金来源上,上半年房地产开发投资银行贷款增长为56．4％。
The People’s Bank of China has decided to raise the benchmark deposit and loan interest rates of financial institutions from August 19, 2006 onwards. It can be said that the central bank to raise interest rates, despite its purpose is to resolve the rapid growth of domestic fixed asset investment, monetary and credit growth is too fast, real estate prices rose too fast and so prominent contradictions and problems, but in fact, the real estate market is still the investment Is a rapidly growing industry based on rapid growth for several years. Its investment growth has led to investment growth in other industries. Although the balance of personal housing consumer credit rose to 2.1 trillion yuan by the end of June, down 9.7% over the same period of last year, the investment in real estate development in the first half of this year reached 769.4 billion yuan, an increase of 24.2% over the same period of last year. On the first half of the real estate development investment bank loans increased 56.4%.