西部农民债务主要是由农户赌博、畸形消费、子女读书、医疗、建房等方面的支出、自然灾害以及农户收入少等原因造成的。日益严重的农户债务阻碍了村民生活质量的进一步提高;导致失学、辍学的青少年儿童越来越多;增加了农村的不稳定因素;降低了党和政府在村民中的形象和地位,成为西部农村发展的难题。 The peasants ’debts in the west are mainly caused by peasants’ gambling, malformed consumption, expenditure on reading books, medical care, housing construction and other reasons, as well as natural disasters and small incomes of peasants. Increasing rural household debt has hindered the further improvement of the quality of life of villagers; more and more young children and young people who have dropped out of school or drop out of school have increased their instability in rural areas; the image and status of the party and government in the villagers have been reduced; Development of the problem.