近年来保证保险合同案件日趋增多,保证保险合同主要存在于汽车消费贷款合同之中,一般是由银行与保险公司签订合作协议,约定借款人在向银行申请贷款进行购车时,保险公司为借款人提供汽车消费贷款保证保险。消费者(即借款人)与银行签订贷款协议,约定消费者分若干期分批分期偿还贷款,借款人以所购车辆抵押给银行进行担保,同时消费者向保险公司投保保证保险,保险公司在个人贷 Insurance contracts in recent years to ensure that the increasing number of insurance contracts to ensure the existence of the main consumer loans in the contract, usually by the bank and the insurance company signed a cooperation agreement, the agreement borrowers apply for a loan to the bank car, the insurance company as a borrower Provide automobile consumer loan guarantee insurance. Consumers (ie, borrowers) sign loan agreements with banks, stipulating that consumers repay their loans in installments in installments and borrowers will mortgage the purchased vehicles for guarantee to the banks, while consumers insure the insurance companies, and insurance companies Personal loan