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什么叫货币的时间价值?它是指资金运动过程中,随着时间的推移,同一单位货币在不同时间其价值不一样,由于时间差异而引起的货币增殖就称为货币的时间价值。多年来,旧的管理体制存在着吃“大锅饭”的弊端,人们对资金的时间价值观念淡薄,甚至有些人根本不承认它的客观存在,习惯于静止地考察资金利用效果,造成决策上的失误,使经济效益受到影响。许多单位库存物资增长,资金占用增加,费用水平上升,银行借款激增,导致经济效益下降,就是由于没有树立资金时间价值观念所带来的不良后果。
What is the time value of money? It refers to the capital movement process, with the passage of time, the same unit of currency at different times its value is not the same, due to the time difference caused by currency proliferation is called the time value of money. Over the years, the old management system has the drawbacks of eating “big pots and rice”, people are weak in the time and value of funds, and some people do not even recognize its objective existence at all. They are accustomed to studying the capital utilization effect statically and causing mistakes in decision-making , So that economic benefits are affected. In many units, the increase in inventories and supplies, the increase in funds, the increase in costs, and the surge in bank borrowings have led to a drop in economic efficiency due to the failure to establish the time value of capital.