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社会保险基金的管理对社会保险制度的运行至关重要,是社会保险工作的核心。近年来,我国在社会保险基金管理方面取得的成绩是瞩目的,但由于我国目前正处于体制转轨的特殊时期,又面临着人口迅速老龄化的问题,社会保险基金的管理也面临着许多问题,主要有筹资困难,保值增值甚微,基金入不敷出,管理不规范等,如不及时解决,社会保险制度将会出现危机,进而会影响到社会的稳定和经济的发展。因此,从基金筹集、投资营运、支付、监管和专业人才的培养等方面加强对社会保险基金的管理在理论和现实中具有重大意义。
The management of social insurance funds is crucial to the operation of the social insurance system and is the core of social insurance. In recent years, China has made remarkable achievements in the management of social insurance funds. However, as China is currently in a special period of institutional transition and faces the problem of a rapidly aging population, the management of social insurance funds faces many problems. Mainly due to difficulties in raising funds, little value-added and increasing of the value of the funds, inadequate fund management and irregular management, the social security system will be in crisis and will affect social stability and economic development if not resolved in time. Therefore, strengthening the management of social insurance funds in the aspects of fund raising, investment and operation, payment, supervision and training of professionals is of great significance both in theory and in reality.