随着经济的快速发展,中小企业的数量不断增加,在国民经济体系中所占的比重也越来越大,但在银行信贷政策的变化影响下,中小企业的资金短缺等问题显得更加突出,因此,正确认识融资现状与自身问题,通过政府和企业合力,拓宽中小企业直接融资渠道,提升中小企业整体素质,拉升中小企业的成长性,实现中小企业健康快速发展。 With the rapid economic development, the number of small and medium-sized enterprises has been on the increase, and their share in the national economy has also been growing. However, under the influence of changes in bank credit policies, the problems of capital shortage in small and medium-sized enterprises have become even more prominent. Therefore, a correct understanding of the status quo of financing and its own problems, through the government and enterprises to work together to broaden the channels for direct financing of SMEs to enhance the overall quality of SMEs, boosting the growth of SMEs and SMEs to achieve healthy and rapid development.