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一、集体所有的土地使用权原则上不得抵押，但法律同时也规定了两种特例。我国《担保法》第三十七条明确规定：“耕地、宅基地、自留地、自留山等集体所有的土地使用权不得抵押”。法律之所以如此规定，主要是考虑到抵押人的生存权和发展农业的问题。集体所有的土地大多为...
First, the collectively owned land use rights may not be mortgaged in principle, but the law also stipulates two special cases. Article 37 of China’s “Guarantee Law” clearly stipulates: “The land-use rights of collectively-owned land such as cultivated land, house sites, reserved land and self-retaining hills shall not be mortgaged.” The law is so stipulated, mainly taking into account the pledgor’s right to life and the development of agriculture. Collectively owned land is mostly ...