论文部分内容阅读
鞍山城市合作银行铁生来函问:1997年5月9日,刘二堡钢厂法人代表高某手持一张银行承兑汇票到我行铁东支行申请质押贷款。这张汇票的出票人是大庆大丰钢厂,承兑银行是大庆交通银行,票面价值为618万元人民币。铁东支行按规定在办理质押贷款前,对改汇票进行了查询,当确认这张银行承兑汇票为真实,合法并可流通之后,便与刘二堡钢厂签订了贷款合同和质押合同,借款金额为618万元,月利息为8.40%,期限为1997年5月9日至1997年6月9日。该汇票的到期日为1997年7月22日。上述两合同签订后,刘二堡钢厂将该张汇票以背书的形式交给了铁东支行,铁东支行也将618万元打入刘二堡钢厂的帐户。但在该汇票背书时,只有背书人刘二堡钢厂的签章,其他为空白。
Anshan City Cooperation Bank Tiesheng Q: On May 9, 1997, Gao Er, a legal representative of Liu Erbao Steel Holding Co., Ltd, took a bank acceptance bill to apply for a pledge loan from Tiedong Sub-branch of our bank. The draft drawer Daqing Steel Daqing Steel, the acceptance bank is Daqing Bank of Communications, the par value of 618 million yuan. Tiedong branch before the pledge in accordance with the provisions of the loan, the change of check on the money, when confirmed that this bank acceptance is true, legal and can be circulated, it and Liu Erbao Steel signed a loan contract and pledge contracts, loans The amount is 6180000 yuan, the monthly interest is 8.40%, the deadline is from May 9, 1997 to June 9, 1997. The bill expires on July 22, 1997. After the signing of the above two contracts, Liu Erbao Steel Mill will be the endorsement of the draft to the East Railway Branch, Iron East Branch will 618 million into Liu Erbao steel mill accounts. However, the endorsement of the draft, only endorsers Liu Erbao signature steel, the other is blank.