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现代企业制度的建立必将为保险业的发展提供良好的前景。毫无疑问,现代企业制度建立之后,企业完全走向市场,摆脱了对国家的依赖,各方面的风险必然增大。这些风险,既有经营风险,也有自然灾害和意外事故的风险,还有是否有能力承担企业职工在医疗、养老、失业等方面的经济利益的风险。这些风险的转嫁或解决,只能靠完善的社会保障体系,靠社会保障体系中的经济补偿办法——保险来作为可靠保障,真正将参加各种保险视作企业在市场条件下生存发展不可缺少的手段。在前些年推行承包经营责任制中,甘肃省张掖、酒泉、平凉等地和全省不少工商企业,在签订承包合同时都把企业财产参加保险作为一项必不可少的内容,用保险的办法寻求风险保障。这种做法在省内外都产生了良好的影响。
The establishment of a modern enterprise system will surely provide a good prospect for the development of the insurance industry. Undoubtedly, after the establishment of the modern enterprise system, the enterprises are totally moving toward the market and getting rid of their dependence on the state, so the risks in all fields will inevitably increase. These risks, as well as operational risks, risks of natural disasters and accidents, and the ability to afford the economic benefits of employees in the medical, retirement and unemployment sectors. The transfer or solution of these risks can only depend on a sound social security system and on the basis of the economic compensation in the social security system - insurance as a credible guarantee. It is indispensable to truly participate in all kinds of insurance as a survival and development enterprise under market conditions s method. In carrying out the responsibility system of contracting management in previous years, many industrial and commercial enterprises in Zhangye, Jiuquan, Pingliang, Gansu Province and many other provinces in the province have insisted on taking part in insurance contracts as an indispensable part of their insurance contracts. Approach to seek risk protection. This practice has had a good effect both inside and outside the province.