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一、互联网金融在互联网大数据时代下迎来了互联网下的金融,从2013年起互联网金融发展为我国的金融理财产品的构建提供了新的思路,在余额宝、阿里采矿、p2p、众筹等一些新兴的理财产品的如笋后春雨搬浮出在人们的视线里。提供了与传统理财产品相差异的产品与对应人群,推动了银行业的个人理财的改革与创新。在国外甚至在互联网金融的发源地美国,并没有“互联网金融”的提法,因而对其也无明确定义。“互联网金融”这个概念在2012年4
I. Internet Finance ushered in the Internet under the era of Internet big data era of finance, since 2013, the development of Internet finance for China’s financial management products to provide a new way of thinking, in the balance of treasure, p2p, crowdfunding Some emerging financial products, such as bamboo shoots after spring rain moved in people’s attention. Provided products and corresponding groups that differed from those of traditional financial products and promoted the reform and innovation of personal financial management in the banking industry. In foreign countries, even in the United States, the birthplace of Internet finance, there is no reference to “Internet finance,” so there is no clear definition of it. “Internet Finance ” this concept in 2012 4