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随着中国经济的进步,国内中小企业不断的壮大发展,中小企业的融资难问题成为阻碍其发展的重要因素之一,如何解决中小企业融资难问题成为社会关注的要点。本文通过分析中小企业国内的融资现状和背景,进而指出了中小企业融资方面存在的问题,中小企业自身方面的缺点,融资渠道不畅,中小企业进入资本市场受到严格的限制,最终指出了通过加强中小企业自身建设,全面提升中小企业素质,规范中小企业融资渠道,完善法律法规建设,完善中小企业信用评级体系来解决中小企业融资难问题,希望对中小企业发展具有一定借鉴意义。
With the progress of China’s economy and the continuous growth of small and medium-sized domestic enterprises, the financing difficulties of SMEs have become one of the important factors impeding their development. How to solve the financing difficulties of small and medium-sized enterprises has become a social concern. This paper analyzes the current situation and background of SMEs financing in China, then points out the problems of SMEs financing, the shortcomings of SMEs themselves, the poor access to financing, SMEs access to capital markets are strictly limited, and finally pointed out that through strengthening The construction of SMEs themselves, to enhance the quality of SMEs, standardize financing channels for SMEs, improve laws and regulations, improve the credit rating system for SMEs to solve the problem of financing for SMEs in the hope that SMEs have some reference significance.