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近年来,随着我国社会主义市场经济的不断发展与经济全球一体化进程的加快,我国金融机构面临的经营发展环境正遭遇前所未有的风险与挑战。我国社会主义市场经济发展进程的加快,农村金融机构的业务量也在逐渐增加,大规模的业务量增加了农村金融机构的操作风险,特别是在银行业务大量激增的前提下,银行的工作人员工作量大增。我国农村商业银行在我国经济发展中的重要作用不可泯灭。本文将就新经济常态下我国农村金融机构的发展中遇到的风险进行分析,并努力探寻防范风险的有效措施,以期为农村金融机构的全面发展提供有价值的参考。
In recent years, with the continuous development of China’s socialist market economy and the acceleration of the process of economic globalization, the business and development environment that our country’s financial institutions are facing is encountering unprecedented risks and challenges. The pace of development of the socialist market economy in our country has accelerated and the volume of business in rural financial institutions has also been gradually increasing. Large-scale operations have increased the operational risk of rural financial institutions. In particular, under the premise of a surge in banking business, bank staff The workload increased greatly. The important role of rural commercial banks in our country’s economic development can not be extinguished. This article will analyze the risks encountered in the development of China’s rural financial institutions under the normal conditions of the new economy, and strive to find effective measures to prevent risks in order to provide valuable reference for the all-round development of rural financial institutions.