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本文简要介绍了企业年金的概念,围绕构建一个更加规范、更适合市场化运作的福建电力企业年金方案目标,提出企业年金应具有发展、效率与公平兼顾、自愿平等协商、高度安全适度收益的设计原则,建立健全决策、管理、监督的组织管理架构的观点,从缴费来源、缴费分配构成及办法、基金个人账户管理及投资运营、风险防范与控制、待遇的给付办法等方面作了详细的阐述与探讨。
This paper briefly introduces the concept of enterprise annuity. Focusing on the goal of establishing a more standardized and more market-oriented annuity plan for Fujian electric power enterprise, this paper proposes that enterprise annuity should have the design of development, efficiency and fairness, voluntary equal consultation and highly safe and moderate income Principle, establish a sound organization, management, supervision and management of the organization’s point of view, from the sources of payment, payment structure and methods of payment, the Fund’s personal account management and investment operations, risk prevention and control, the treatment of payment methods made in detail And explore.