市场与金融业同社会分工和商品生产紧密联系,是商品经济发展的必然产物.列宁在《论所谓市场问题》一文中指出:“哪里有社会分工,哪里就有商品生产,哪里就有市场,社会分工和商品生产发展到什么程度,市场就发展到什么程度.”作为企业生产经营外部条件的市场,有着制约企业发展方向和规模的功效;作为企业生产和销售资金供给主渠道的银行、不但影响着企业的发展,而且起着连接企业与市场的特殊中介作用.转换企业经营机制,将企业推向市场,探寻计划与市场结合的最佳途径,充分发挥银行在建立统一开放的社会主义市场体系中的媒介作用,是改革的重点,也是当前理论与现实尚需解决的重要课题. The close relationship between the market and the financial industry and the social division of labor and the production of goods is an inevitable outcome of the development of the commodity economy. Lenin pointed out in his article “On the so-called market issue”: “where there is a social division of labor, there is a commodity production, and where there is a market With regard to the extent to which the social division of labor and the production of goods have been developed, the extent to which the market has been developed. "As a market for the external conditions of the production and operation of enterprises, it has the effect of restricting the direction and scale of the development of enterprises; the bank that serves as the main channel for the production and sale of funds for enterprises. It not only affects the development of the company, but also plays a special intermediary role in linking the business with the market. It transforms the business management mechanism, pushes the company to the market, explores the best way to integrate planning and market, and gives full play to banks in establishing a unified and open society. The mediating role in the institutionalist market system is the focus of reform, and it is also an important issue that needs to be resolved in the current theory and reality.