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银行三季报或将从10月底陆续出炉。一方面受紧缩货币政策的影响,银行贷款业务前三季度议价能力较强,净息差的扩大有利于银行新增贷款收益率的提升,不过,三季度息差水平不会高于二季度;另一方面,来自类似于信贷咨询费、理财产品热销带来的手续费收入将带动中间业务增长,三季度有望保持50%左右的同比增幅。综合两方面因素,三季度银行业绩增长或仍将保持在30%左右。数据显示,三季度新增存款的增
Three quarterly banks or will be released from the end of October. On the one hand, under the influence of the tightening monetary policy, the bank lending business experienced strong bargaining power in the first three quarters and the expansion of net interest margin was conducive to the increase of the bank’s new loan yield. However, the level of interest spread in the third quarter will not be higher than that of the second quarter. On the other hand, revenue from fee-based services similar to credit advisory fees and hot-selling wealth management products will drive intermediate business growth and is expected to maintain a year-on-year increase of about 50% in the third quarter. Combined with two factors, the third quarter banking performance growth will remain at around 30%. Data show that in the third quarter increase in new deposits