山东省临朐县地处沂蒙山区北部，原是国家级贫困县之一。近年来，临朐县农村信用联社以“三个代表”重要思想为指导，紧紧围绕党中央确定的农民增收这一农村工作中心，针对农村信用社在信贷支农工作中的“慎贷”和农民“贷款难”问题，依靠村党支部、村委会，积极开展信用户、? Linqu County of Shandong Province is located in the northern Yimeng Mountain, was one of the national poverty-stricken counties. In recent years, under the guidance of the important thinking of the ’Three Represents,’ Linqu County Rural Credit Union closely centers on the rural work center established by the Central Party Committee for increasing peasants’ income. In response to the “cautious loan” of rural credit cooperatives in credit support for agriculture, And farmers “loan difficult” problem, rely on the village party branch, the village committee, and actively carry out credit households?