1.机动车交通事故责任强制保险开始实施7月1日,《机动车交通事故责任强制保险条例》开始实施。由于“交强险”保险责任中涵盖了商业三责险和车损险的部分保险责任,新商业险只对超过“交强险”各分项赔偿限额以上的部分负责赔偿。保险事故发生时,被保险机动车未投保“交强险”或 1. Motor vehicle accident liability compulsory insurance began to implement July 1, “Motor Vehicle Liability Compulsory Insurance Regulations” began. Due to the “insurance coverage” insurance cover commercial liability insurance and car damage insurance part of the insurance liability, the new commercial insurance only for more than “pay strong insurance” part of the compensation limit is responsible for the above part of the compensation. At the time of insurance accident, the insured motor vehicle did not insure “pay strong insurance” or