中小企业已是我国国民经济的重要组成部分,对促进我国经济发展起着至关重要的作用,然而,融资难却已成为阻碍我国中小企业进一步发展的瓶颈,解决中小企业融资难的问题是一个重要而又紧迫的现实问题。本文从我国中小企业融资现状出发,对比分析当前主流的融资方式,并进一步探讨中小企 Small and medium-sized enterprises have become an important part of China’s national economy and have played a crucial role in promoting China’s economic development. However, financing difficulties have become a bottleneck that hinders the further development of China’s small and medium-sized enterprises. Important and urgent practical problems. This article from the current situation of China’s SME financing, comparative analysis of the current mainstream financing, and further explore the SME