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2013年7月,银监会和国家林业局联合下发了《关于林权抵押贷款的实施意见》,明确要求银行业金融机构要积极开展林权抵押贷款业务,优化审贷程序,对符合条件的客户提供优质服务。2014年全国银行业监督管理工作会议要求,要以“驱动”原则,围绕农村“三权”(农民房屋宅基地使用权、林权、土地承包经营权)抵质押贷款推动业务产品创新和试点,支持农民改善生产生活。林权抵押贷款的开办,有效缓解了农民贷款抵
In July 2013, the China Banking Regulatory Commission and the State Forestry Administration jointly issued the Opinions on the Implementation of Forest Right Mortgage Loans, explicitly requiring that banking financial institutions should actively carry out forest property right mortgage loan business, optimize the procedures of loan examination and approval, and approve the eligible clients provide excellent service. In 2014, the National Banking Supervision and Management Conference called for the promotion of business products based on the principle of “drive ” and the pledge of loans around rural “three rights ” (farmers’ house sites, land tenure and management rights) Innovate and pilot to support farmers to improve their production and life. The establishment of the forest rights mortgage loan has effectively alleviated the peasant loans