告知义务是我国保险法中的重要制度之一,当前,我国保险法中关于告知义务的规定还存在一些立法缺陷,主要体现在告知义务的主体、履行时间、履行方式、构成要件的主观标准等方面,完善我国保险法中关于告知义务的规定,必须从这几方面进行探讨。 At present, there are still some legislative defects in China’s insurance law on the obligation of disclosure, which is mainly reflected in the subjects of obligation of disclosure, the time of fulfillment, the way of implementation, the subjective criteria of the elements of constitution, Perfecting China’s insurance law on the obligation to inform the provisions must be discussed from these aspects.