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目前,受诸多因素的影响,银行信贷资产的风险正在逐渐加大,因此,如何加强信贷管理,规范信贷行为,已成为当务之急。笔者就如何防范信贷风险谈几点想法。一、增强风险意识,实施客户管理。首先,要增强风险意识,坚持市场和效益取向目标,正确处理信贷资产安全与
At present, under the influence of many factors, the risk of bank credit assets is gradually increasing. Therefore, how to strengthen credit management and standardize credit behavior has become a top priority. The author on how to prevent credit risk talk a few ideas. First, enhance risk awareness and implement customer management. First of all, we should enhance risk awareness, adhere to the market and profit-oriented goals, correctly handle the safety of credit assets and