理财专家指出,把钱存在银行、买股票、买不动产或是买保险,四种理财方式各有优缺点。一般人可以依年龄规划理财内容。 银行存款最没有风险,报酬率不高,兑现快;买股票,长期投资报酬也高,但投资风险也大;买不动产,长期获利可观,却需有大笔资金;买保险,“本小利重”遇有意外,可以作为确保利益的保障。但要等到身故后才能发挥最大功用。 Financial experts pointed out that the money in the bank, buy stocks, buy real estate or buy insurance, the four methods have their own advantages and disadvantages. Most people can plan financial content by age. Bank deposits are least risky, the rate of return is not high, fast cash; buy stocks, long-term investment returns are high, but the investment risk is also large; real estate to buy long-term profitability, but need a large sum of money; buy insurance, Interests "in the event of accidents, can serve as a guarantee to ensure that interests. But wait until after death to play the greatest role.