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王先生,30岁,个人年收入约25万元(其中工资及奖金20万元左右,单位股份红利每年约5万元),稳定趋升。王太太,年收入2万左右。儿子3岁多。父母都有退休工资和劳保,年均收入3、4万。其他无负担。全家都有社会保险。先生及儿子在1998年各购买了保额5万元的寿险,年交保费各1800左右,
Mr. Wang, aged 30, earns about 250,000 yuan of annual income (about 200,000 yuan of salary and bonus, and about 50,000 yuan of dividends per share), steadily rising. Mrs. Wang, annual income of 20,000 or so. Son 3 years old. Parents have retirement wages and labor insurance, with an average annual income of 34,000. No other burden. The whole family has social insurance. Mr. and his son each purchased the life insurance amounting to 50,000 yuan for each year in 1998. The annual premiums are about 1800 yuan each year,