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央行分别于6月8日和7月6日进行了两次调息,区别于以往的利率调整方式,表明利率市场化渐进加快。面对利率市场化步伐加快、新资本管理办法出台等一系列挑战。中央财经大学中国银行业研究中心主任郭田勇在近日举办的“利率市场化.金融创新与信贷资产交易”研讨会上提出将大力发展信贷资产交易放在首要位置。信贷资产交易平台的建立和发展对增加金融市场厚度、推动金融市场向纵深发展无疑具有深远意义,而且通过市场发现价格,可以降低操作风险、道德风险等,也为监管机构控制风险提供了便利。
The central bank conducted two interest rate adjustments respectively on June 8 and July 6, which are different from the previous interest rate adjustment methods, indicating that the marketization of interest rates is gradually accelerating. In the face of accelerating marketization of interest rates and the introduction of new capital management measures, a series of challenges have emerged. Guo Tianyong, director of the China Banking Research Center at the Central University of Finance and Economics, recently held a seminar on “market-based interest rate liberalization, financial innovation and credit assets trading” held recently and put the priority of developing credit asset trading. The establishment and development of a credit asset trading platform undoubtedly have far-reaching significance in increasing the thickness of the financial market and promoting the further development of the financial market. Moreover, the discovery of prices through the market can reduce operational risk and moral hazard, and also facilitate the control of risk by regulators.